Medicare Plan Changes for 2023: What You Need to Know

Medicare is an important healthcare program in the United States that provides coverage for individuals who are 65 or older, or those with certain disabilities or medical conditions. Every year, Medicare plans can make changes to their coverage and benefits, and it’s important for beneficiaries to stay informed about these changes.

If you’re considering enrolling in a Cigna Medicare supplement plan, it’s a good idea to read cigna medicare supplement reviews from current or past customers to get a better sense of the level of satisfaction with the plan’s coverage, benefits, and customer service. In this article, we will discuss the Medicare plan changes for 2023 that you need to know.


Medicare is a federal program that provides health insurance for eligible individuals. It is divided into several parts, each covering different aspects of healthcare. Medicare Part A covers hospital stays, Part B covers doctor visits and outpatient services, Part C (also known as Medicare Advantage) offers an alternative way to receive Medicare benefits through private insurance companies, and Part D covers prescription drugs.

Changes to Medicare Part A in 2023

In 2023, the Medicare Part A deductible will increase from $1,484 to $1,598. This means that beneficiaries will need to pay this amount out of pocket before their Medicare coverage kicks in for hospital stays. The coinsurance amounts for hospital stays will also increase slightly.

Changes to Medicare Part B in 2023

The Medicare Part B premium is expected to increase in 2023, although the exact amount has not been announced yet. In 2022, the standard Part B premium is $148.50 per month, but this amount may change in 2023. The annual deductible for Part B is also expected to increase, from $233 in 2022 to an estimated $247 in 2023.

Changes to Medicare Part C in 2023

Medicare Advantage plans can change their coverage and benefits each year, so it’s important to review your plan’s annual notice of change to see if there will be any changes in 2023. Some common changes that Medicare Advantage plans may make include changes to their provider networks, drug formularies, and cost-sharing amounts.

Changes to Medicare Part D in 2023

The Medicare Part D coverage gap, also known as the “donut hole,” will be fully closed in 2023. This means that beneficiaries who reach the coverage gap will pay no more than 25% of the cost of their prescription drugs until they reach the catastrophic coverage phase. The initial coverage limit for Part D in 2023 will be $4,430, up from $4,130 in 2022.


In conclusion, there are several important changes coming to Medicare plans in 2023 that beneficiaries should be aware of. These changes include increases in deductibles and premiums, changes to Medicare Advantage plans, and the closure of the Part D coverage gap. It’s important for beneficiaries to review their coverage and benefits each year to ensure that they are getting the best possible healthcare for their needs. If you have any questions about your Medicare coverage or the changes for 2023, be sure to contact your plan provider or Medicare directly.

Remember, staying informed about these changes can help you make the most of your Medicare benefits and ensure that you are getting the healthcare you need. With the information provided in this article, you can stay up-to-date on the Medicare plan changes for 2023 and make informed decisions about your healthcare.